If you shop on Amazon regularly, Amazon Shop with Points is one of the easiest ways to save on eligible purchases throughout the year.
By linking an eligible credit card rewards program to your Amazon account, you may be targeted for discounts of up to 50% off eligible items by redeeming the minimum number of required rewards points at checkout. Depending on the promotion, that may be as little as one point, while other offers may require a larger minimum redemption.
Whether you’re shopping during Amazon Prime Day, Prime Big Deal Days, Black Friday, Cyber Monday, or simply placing an everyday Amazon order, Shop with Points promotions can often be combined with existing Amazon sale prices for even greater savings.
The best part? These offers appear throughout the year, so it’s worth checking your eligible rewards cards before every major Amazon purchase.
In this guide, I’ll explain how Amazon Shop with Points works, which credit card rewards programs participate, how to check if you’re eligible, and how to maximize your savings while preserving your points for higher-value travel redemptions.
What Is Shop with Points?
Amazon Shop with Points allows eligible cardholders to redeem rewards points from participating credit card loyalty programs directly at checkout. Throughout the year, Amazon frequently partners with major credit card issuers to offer targeted promotions that can provide discounts of up to 50% on eligible purchases.
These promotions are especially common during shopping events like Prime Day, but they also appear throughout the year. Depending on the offer, you may only need to redeem the minimum required number of rewards points to unlock the discount, making it an easy way to save while preserving the majority of your points for higher-value travel redemptions.
We’ve included direct links below so you can check whether your rewards accounts are currently eligible for a Shop with Points promotion.
How to Save Up to 50% Using Shop with Points
How a Shop with Points Discount Is Applied
Here’s a real example using one of the current promotions available on my Amazon account.
The Ring Alarm 8-Piece Home Security Kit is currently on sale for $149.99 for Prime Day, down from its regular price of $249.99.
I was targeted for an American Express Shop with Points promotion that offered 40% off eligible purchases (up to $40). Unlike many Shop with Points promotions that only require redeeming one point, this offer required redeeming 1,429 Membership Rewards points, which have an Amazon redemption value of approximately $10.
While I generally prefer promotions that only require one point—allowing me to preserve nearly all of my Membership Rewards for higher-value travel redemptions—this was still a strong deal. Redeeming roughly $10 worth of points to receive $40 off effectively provided about $30 in additional value, on top of the existing Amazon sale price.
Here’s how the savings stacked:
- Regular Price: $249.99
- Amazon Sale Price: $149.99
- Shop with Points Discount: -$40.00
- Final Price: $109.99 (plus applicable tax)
The exact discount amount, maximum savings, eligible products, and number of points required will vary by promotion, but this example shows how Shop with Points discounts are applied after meeting the promotion requirements.
Step 1: Enroll and Link Your Cards
Use the links below to check if your rewards program is eligible. If your card is not yet linked, follow the prompts to enroll in Shop with Points. In some cases, you may need to wait 24 hours for the offer to show up.
-
 Membership Rewards (up to 50% off): Check Here-  Capital One Offers: Click Here
-  Ultimate Rewards (up to 50% off): Check Here
- Â U.S. Bank Rewards:Â Check Here
- Â Discover Offers:Â Check Here
- Â Discover Offer Dashboard:Â Click Here
- Â ThankYou Points Offers:Â Check Here
Step 2: Shop and Redeem
- Add eligible items to your cart. While many Shop with Points promotions have historically applied to products sold and shipped by Amazon, Amazon has expanded some offers to include additional eligible products and brands. Since every promotion is different, review the offer’s Terms & Conditions to confirm which items qualify before checking out.
- Proceed to checkout. Amazon may automatically apply your reward points to cover the full purchase. Instead, adjust the payment so you redeem only the minimum number of points required to activate the promotion.
- Verify your discount. Before placing your order, confirm that the promotional discount has been applied to your eligible purchase. If the discount doesn’t appear, double-check that your items qualify and that you’ve met all of the promotion’s requirements.
- Complete your purchase. Once you’ve confirmed the discount, complete checkout using your linked rewards card.
Do not leave your Amazon account set to automatically pay with points, especially for full redemptions—most points are more valuable when transferred to travel partners.
Important Notes
Before completing your purchase, take a moment to review the promotion’s Terms & Conditions. Shop with Points offers are targeted and may differ by account.
- Shop with Points promotions are typically targeted and may be limited to one redemption per eligible Amazon account or linked rewards account.
- Eligible products vary by promotion. Not every item on Amazon qualifies for Shop with Points discounts.
- Some promotions require redeeming just one rewards point, while others require a higher minimum redemption.
- Most offers include a maximum discount amount, such as up to $20, $40, $60, or more.
- Promotions may end on a specific date or earlier if the maximum number of redemptions has been reached.
Stack Even Further: Amex Offer – Earn 1,500 Points at Amazon
In addition to using Shop with Points for up to 50% off, you may be targeted for a separate American Express Offer available in your Amex account:
Spend $50 or more at Amazon, earn 500 Membership Rewards® points — up to 3 times.
Expires: July 19, 2026
That means you could earn 1,500 points total when you spend $150.
You don’t need to break it into three separate $50 transactions—purchases of $100 or even $150 will still trigger the bonus (as long as the total qualifies). This can be a valuable way to earn back points on purchases you were already planning to make.
Note: The Shop with Points discount is a one-time use offer per issuer, so be strategic—unless you’re targeted with similar offers on multiple cards (Amex, Chase, Citi, etc.).
Make sure to activate this Amex Offer in your account before checking out. Offers are targeted and may not be available to all users.
Where to Shop
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Final Thoughts
Amazon Shop with Points is one of the easiest ways to maximize savings on purchases you were already planning to make.
Because promotions change throughout the year, it’s worth checking before every major Amazon order—especially during Prime Day, Prime Big Deal Days, Black Friday, and Cyber Monday.
If you’re targeted, redeeming the minimum required number of rewards points could unlock savings of up to 50% on eligible purchases while allowing you to save the rest of your points for future travel.
