As users of credit card points and miles, we communicate in a unique language, often filled with confusing acronyms. Let’s break down these common abbreviations, so you can confidently discuss the world of credit card points and miles! 😜
Acronyms
5/24 - refers to a rule by Chase, indicating they won't approve your application for their cards if you've received approval for five or more personal credit cards from ANY bank in the last 24 months. Learn more.
AF – Annual Fee (the cost of a credit card). Always worth it the first year, and then it depends on the benefits if it is worth it the next year.
AMEX – American Express
AU – Authorized User is someone who is authorized to use your credit card. We generally don’t do this for a spouse as it will take one of their 5/24 spots.
CB – Cashback
CC – Credit Card
CIC – Chase Ink Cash Business Credit Card
CIP – Chase Ink Preferred Business Credit Card
CIU – Chase Ink Unlimited Business Credit Card
CP – Companion Pass
CSP – Chase Sapphire Preferred
CSR – Chase Sapphire Reserve
CPP/CPM – Cents per point or cents per mile are used to determine if you are getting a good value for your points/miles. However, if it works for you – don’t worry about this!
DM – Direct Message (on social media)
DP – Data Point
Earn and Burn – Earning points and using them right away.
Econ – Economy Class
F – First Class
FHR – Fine Hotels and Resorts (benefit of American Express Platinum card)
GE – Global Entry
HH – Hilton Honors
HUCA – Hang up and call again refers to calling back and talking to another representative who may know more or be more helpful.
Metal – The airline you are flying on, not who you booked with
MR – Membership Rewards (AMEX point system)
MSR – Minimum Spend Requirement – how much you must spend on the card to get your bonus
NLL – No Lifetime Language (used specifically for American Express when a card doesn’t have stipulations that you can only get it once in a lifetime)
Open Jaw – Flying into one city and out of another
OOP – Out-of-pocket
Player 1 and Player 2 – Refers to yourself as Player 1 and any person you use to refer cards to for referral points or to help you earn more points as Player 2.
SUB – Sign-up bonus – the points or miles you earn on your credit cards after hitting the minimum spend
TIA – Thanks in Advance
URs – Ultimate Rewards (Chase Bank loyalty points)
WOH – World of Hyatt
Y – Economy Class
YMMV – Your mileage may vary – it may not work out for you as it did for me!
In conclusion
As travel enthusiasts, we sometimes use a unique language. We trust these Award Travel acronyms will expedite your understanding of our jargon!
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