Chase Just Dropped Its Best Sapphire Reserve Offer Yet
Chase has relaunched its flagship travel card — the Sapphire Reserve — with the highest welcome bonus we’ve ever seen and an expanded slate of credits that bring the total potential value to over $2,500 in the first year.
With a $795 annual fee, this is a premium card, no doubt — but if you travel frequently or redeem points strategically, it could be worth every dollar.
Current Welcome Offer (As of 2025)
- Earn 100,000 Chase Ultimate Rewards® points after spending $4,000 in the first 3 months
- Points are worth $1,500 minimum when redeemed via Chase Travel — and even more when transferred to partners like Hyatt, United, or Singapore Airlines
Annual Fee
- $795 annually
- No charge for authorized users (unlike some competitors)
New Credits and Perks (Over $2,700 in Annual Value)
Chase expanded the Reserve’s value proposition by adding real-world lifestyle and travel credits across categories you’re likely to use:
- $500 Hotel Credit through The Edit (premium properties on Chase Travel)
- $300 Reserved Dining Credit for top restaurants booked via Chase
- $300 StubHub or Viagogo Credit for live entertainment
- $250 Apple Credit
- $120 Peloton Credit
- Global Entry or TSA PreCheck Reimbursement (up to $100)
- Priority Pass + Chase Sapphire Lounge Access
- IHG One Platinum Elite status
If you use even half of these, you’ll make up the cost of the annual fee — and then some.
Points Redemption and Transfer Power
- 1.5x value in the Chase Travel Portal
- Up to 1.75x with Points Boost on select bookings
- 1:1 transfers to 14+ travel partners, including Hyatt, United, Air Canada, and Virgin Atlantic
This is where savvy travelers can extract better value by booking premium flights or luxury hotels with transferred points.
Earning Categories
- 10X on hotels and car rentals booked via Chase Travel
- 8X on flights via Chase Travel
- 4X on hotels and flights booked directly
- 3X on dining worldwide
- 1X on all other purchases
This structure rewards both daily spend and big travel bookings.
Eligibility Rules (Updated for 2025)
Chase introduced new Sapphire family rules in June 2025 that affect who qualifies for the bonus:
- You can now hold both Sapphire Preferred and Sapphire Reserve at the same time
- However, you can only receive a welcome bonus once per product, even if 48 months have passed
- If you’ve already received a Sapphire Reserve bonus, you will not qualify for another
- You must be under 5/24 — i.e., you’ve opened fewer than five personal credit cards in the last 24 months
- Chase will show a pop-up message during your application to let you know whether you qualify before performing a credit pull
Is the Sapphire Reserve Worth the $795 Annual Fee?
If you:
- Travel at least twice a year
- Dine out regularly or attend live events
- Redeem points via transfer partners or for premium flights
- Want lounge access and don’t already get it from another card
Then yes — this card can easily deliver $2,000–$3,000 in real value, especially in year one. You don’t have to use every benefit to make this card pay for itself.
However, if your travel is limited or you already hold a Sapphire Preferred, you may want to check your eligibility or consider upgrading instead of applying outright. See our latest post comparing the Sapphire Family cards below:
Chase Sapphire Preferred vs Reserve vs Ink Business Reserve: Full 2025 Comparison Guide
Final Thoughts
This is the highest offer ever on the Chase Sapphire Reserve — and it’s not just about points. With over $2,700 in new lifestyle and travel credits, Chase has made this premium card worth a second look in 2025.
✅ If you’re eligible and can use the perks, this card is an excellent choice for elevated travel and everyday value.
